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When is the best time to shop auto insurance?

When is the best time to shop auto insurance?

The most common call and click we receive are customers looking for a better value on their auto insurance. Doing auto insurance quotes you could say is our bread and butter of our daily activity. Its easy to understand why:

  1. Everyone needs it
  2. In Florida, the premiums are relatively expensive
  3. It is the most commonly advertised insurance product

While some carriers spend more than a billion (with a "b") dollars to tell you they can save you money, there is no way to know unless you shop around.  As an independent insurance carrier, while I do not represent every company, I do shop enough carriers to notice a trend to help customers save money.  Timing is a big part of saving money on car insurance.

When is the best time to shop auto insurance?

  • 1, 3, and 5 years after a negative driving event such as an accident or moving violation (ticket)
  • 1, 3, and 5 years after a loss (even a not-at-fault loss)
  • At the age of 21, 25, and 65
  • After a marriage/divorce
  • After an address change
  • After a child leaves home
  • After retirement
  • After purchasing a new vehicle

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